Personal Year 4

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Delays, Hardships, Hindrances, More Effort
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You made many changes within six years. Now, it is time to examine them to determine whether or not they are sustainable.

 

Personal Year 3 was a year of buoyancy and a period when most situations and financial matters had no cause for concern. This is a year to BUCKLE DOWN, especially when it comes to budgeting, work, family and home obligations, and health matters! Examine your business basics, financial liabilities, business processes and procedures, contracts, staffing needs, insurance papers, family essentials, house repairs, living arrangements, and career direction.

 

Get ready for long, exhaustive hours at work coupled with HEAVY family demands. For individuals aged 49 and older, prioritizing your health may be essential. This year, you may have to take on a part-time job, do double duty with the kids, grandkids, sick parents, or grandparents, or you may have to do a lot more hours at the office. This year concerns your auto repairs and household items: appliances, water pipes, air conditioners, and issues like a leaky roof or malfunctioning garage doors, all of which can be costly.

 

By late January, you may realize that something about your life in general is changing, and perhaps even something related to your family or place of residence changes in February. In all likelihood, by March, you start to feel exhausted and discontented with the decisions you have made up to now.

 

Your health could also be a problem, so be sure to pull back on your schedule in March, get some rest, and reflect because you have to go all-in in July.

 

This is a year to put your home life, legal, financial, debts, marriage, and health matters (yours or your kids) in order. Work hours will probably be less flexible, so keep things at home organized. This is a practical year, a year to remain very business-like and focused. All year, pay attention to your emotional and physical health, as well as any heart problems. In June, your energy level rises, and so does your determination and stubbornness.

 

The weightiness of the year is obvious in June, and you will certainly need more oomph now. Once again, November is likely a very stressful month on the home front and/or with health. An ongoing situation(s) could come to a head or wrap up as early as November or as late as April of Personal Year 5.

 

Be forewarned: In all likelihood, you will encounter the law at some point this year, so be very careful. Keep in mind that confronting the law could simply mean you need assistance from the police due to a robbery, auto accident, domestic dispute, etc.

 

Plan to take a little time for yourself in December, and oh boy, will you need it! In December, if you don't take the time to rest and reflect, you may experience an unexpected accident or illness that will compel you to do so. For some, a move is on the agenda in your Personal Year 5, so take the time to determine when, why, and where you want to relocate. Be cautious about overspending! Make self-care a priority throughout the year!  No matter what challenges you face, it’s essential to put your physical and financial well-being first! ​

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